Payment service for businesses in Southeast Asia
The buyer pays in rubles through SBP. The money reaches your account in local currency two seconds later
A guest from Russia pays for their purchase through SBP (the Russian Faster Payments System) in their own bank's app, the way they do at home. The amount in your country's currency, whether baht, rupiah or dong, is credited to your company's account in a local bank immediately after the payment is confirmed. The rate is fixed at the moment of payment, and we bear the exchange-rate risk.
- from payment to money in your account
- 2 sec
- automatic, with no days off and no manual processing
- 24/7
- no fee charged to the buyer
- 0 ₽
- in the financial market, licensed by the regulator
- 2022
How it works
A separate SBP terminal for each merchant
You get your own SBP terminal, linked to your company and settlement account. The buyer pays for a specific purchase from a specific merchant, and that merchant is the one who receives the money. We do not sell goods or services and do not hold buyers' funds.
Example payment credited
the buyer pays through SBP 12 400 ₽ about 2 sec to your account 4 650 ฿
The rate is fixed at the moment of payment. Amounts and rate are for illustration only.
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The buyer scans your QR code
At the checkout or through a payment link. The amount is shown in your currency and in rubles at the current rate.
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The buyer confirms the payment in their banking app
Through SBP, in a Russian bank's app. The buyer's receipt names your company, not an intermediary.
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The money is credited to your account
In a local bank, about two seconds after payment. The cashier sees the status in the dashboard, the buyer in their banking app. The amount in your currency does not change after payment.
Who it is for
For businesses that serve guests from Russia
We onboard companies that are registered in Thailand, Indonesia, Vietnam or other countries in the region and hold a settlement account with a local bank. You can manage several points of sale, brands or branches in one dashboard, and each point of sale has its own terminal.
Countries
- Thailand
- Indonesia
- Vietnam
- Other countries on request
- In person · QR code at the checkout
- Online · link or API
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Hotels and villas
accommodation, deposits, services -
Cafes and restaurants
paying the bill by QR code -
Stores and pharmacies
retail, goods for tourists -
Vehicle rental
motorbikes, cars, boats -
Beauty salons and spas
massage, cosmetic treatments, wellness -
Tours and transfers
excursions, guides, taxis
Verification and control
Every merchant verified in person, every transaction documented
We work only with businesses we have seen with our own eyes, and we keep proof of every purchase. This keeps the service transparent for partner banks, and therefore stable for you.
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On-site visit before onboarding
Our representative in your country visits your place of business to confirm that the business exists and matches what was declared, and to check the documents and the owners.
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Review at least once a month
We review the average ticket, activity, refund rate and fit with the profile of your type of business. If there is a deviation, the terminal is suspended until the matter is clarified, and you are told the reason right away.
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The terminal is linked to you
The terminal is linked to your company, point of sale and settlement account. Accepting a payment on someone else's behalf or paying out to a different account is technically impossible. The name on the buyer's receipt and the recipient of the payout are always the same.
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Four-step control of the payment method
The system checks that the terminal is used by your point of sale and not by a third party, from the transaction parameters to the point-of-sale profile. A mismatch automatically suspends the terminal.
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Proof for every purchase
For every transaction we store the payer's details, the order number and a purchase document: your receipt, a booking confirmation or proof that the service was provided. We handle the bank's requests ourselves, without bothering you.
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Clear rules in the contract
The permitted categories of goods and services, transaction limits and refund procedure are fixed for your company in advance. The rules apply to every point of sale and are not changed retroactively.
Dashboard
Company, brands and points of sale in one dashboard
Every transaction is linked to a company, brand, point of sale and terminal. You see the amount in rubles, the rate, the amount credited in local currency and the attached proof. You can export a statement for any period for your accountants. A REST API and webhooks are available for POS and booking systems; for everyone else, the dashboard is enough.
- Points of sale and terminals
- Statements
- Refunds
- REST API and webhooks
- Test environment
Legal basis
A contract with a licensed financial company
The service is provided by ОсОО «СтандартБизнесКонсалт» (StandartBusinessConsult LLC), 103 Ibraimova Street, Bishkek, Kyrgyz Republic. The company has been in the financial market since 2022 and holds licenses from the Служба регулирования и надзора за финансовым рынком Кыргызской Республики (Financial Market Regulation and Supervision Service of the Kyrgyz Republic).
The relationship with the merchant is formalized by a services agreement for payment acceptance. The ruble leg of the settlement runs through a partner bank within SBP, and the payout in local currency is made from the company's account in the merchant's country.
- Buyer pays in rubles through SBP
- Partner bank credits the rubles
- SBK Pay payout from an account in your country
- Your account local currency, about 2 seconds
Start accepting payments from your guests from Russia
Apply and we will discuss onboarding, answer your questions about verification and the contract, and open test access to the dashboard.